I’m not sure if I’m ready to buy a home or not
Uncertainty is natural when thinking about buying a home. It’s a major decision, one that shouldn’t be taken lightly.
Some of the most common questions buyers ask themselves are:
- Am I in a strong financial position to buy a home?
- Is this a good time to buy a home in Northern Virginia?

Financial Considerations
To qualify for a home loan, you need to have good credit, show consistent income for 2 or more years, and have cash on hand for down payment and closing costs. The amount of the down payment can be as little as 0% for first time home buyers, but generally-speaking ranges from 3%-20% for most home buyers. Closing costs are typically 3%-6% of the home price. If you want to learn more about the nuts and bolts of mortgages, I can connect you to one of the expert lenders I work with. They will speak with you about your financial situation, and can help you get an accurate picture of your home finance options.
Is it a Good Time to Buy in Northern Virginia?
We are in the midst of a strong sellers market. Inventory is low. It was low before the pandemic began, and it’s even lower now. Buyers are actively looking to buy again, and many homes are receiving multiple offers. Interest rates are also low, which means more qualified buyers are entering the market each week. So it is a competitive time for home buyers. However, it is also a very safe time to buy. A strong seller’s market also means that home prices are consistently on the rise. The key to buying right now is to have all of your ducks in a row (mortgage pre-approval, down payment and closing costs set aside), so you are ready to make competitive offers when the time comes.
If you’d like to discuss your situation, and learn more about what your options are in the current market, you can sign up for a free, no-obligation home buyer consultation using the form below. Or if you’re old school, and prefer just picking up the phone, give me a call anytime: 571-305-2405.
I’m not sure if I’m ready to buy a home or not
Uncertainty is natural when thinking about buying a home. It’s a major decision, one that shouldn’t be taken lightly.
Some of the most common questions buyers ask themselves are:
- Am I in a strong financial position to buy a home?
- Is this a good time to buy a home in Northern Virginia?

Financial Considerations
To qualify for a home loan, you need to have good credit, show consistent income for 2 or more years, and have cash on hand for down payment and closing costs. The amount of the down payment can be as little as 0% for first time home buyers, but generally-speaking ranges from 3%-20% for most home buyers. Closing costs are typically 3%-6% of the home price. If you want to learn more about the nuts and bolts of mortgages, I can connect you to one of the expert lenders I work with. They will speak with you about your financial situation, and can help you get an accurate picture of your home finance options.
Is it a Good Time to Buy in Northern Virginia?
We are in the midst of a strong sellers market. Inventory is low. It was low before the pandemic began, and it’s even lower now. Buyers are actively looking to buy again, and many homes are receiving multiple offers. Interest rates are also low, which means more qualified buyers are entering the market each week. So it is a competitive time for home buyers. However, it is also a very safe time to buy. A strong seller’s market also means that home prices are consistently on the rise. The key to buying right now is to have all of your ducks in a row (mortgage pre-approval, down payment and closing costs set aside), so you are ready to make competitive offers when the time comes.
If you’d like to discuss your situation, and learn more about what your options are in the current market, you can sign up for a free, no-obligation home buyer consultation using the form below. Or if you’re old school, and prefer just picking up the phone, give me a call anytime: 571-305-2405.
I’m not sure if I’m ready to buy a home or not
Uncertainty is natural when thinking about buying a home. It’s a major decision, one that shouldn’t be taken lightly.
Some of the most common questions buyers ask themselves are:
- Am I in a strong financial position to buy a home?
- Is this a good time to buy a home in Northern Virginia?
Financial Considerations
To qualify for a home loan, you need to have good credit, show consistent income for 2 or more years, and have cash on hand for down payment and closing costs. The amount of the down payment can be as little as 0% for first time home buyers, but generally-speaking ranges from 3%-20% for most home buyers. Closing costs are typically 3%-6% of the home price. If you want to learn more about the nuts and bolts of mortgages, I can connect you to one of the expert lenders I work with. They will speak with you about your financial situation, and can help you get an accurate picture of your home finance options.
Is it a Good Time to Buy in Northern Virginia?
We are in the midst of a strong sellers market. Inventory is low. It was low before the pandemic began, and it’s even lower now. Buyers are actively looking to buy again, and many homes are receiving multiple offers. Interest rates are also low, which means more qualified buyers are entering the market each week. So it is a competitive time for home buyers. However, it is also a very safe time to buy. A strong seller’s market also means that home prices are consistently on the rise. The key to buying right now is to have all of your ducks in a row (mortgage pre-approval, down payment and closing costs set aside), so you are ready to make competitive offers when the time comes.
If you’d like to discuss your situation, and learn more about what your options are in the current market, you can sign up for a free, no-obligation home buyer consultation using the form below. Or if you’re old school, and prefer just picking up the phone, give me a call anytime: 571-305-2405.